Arrow Small Business Finance
Loans can be offered to small business in operation less than five years in Solihull and Birmingham who bank with Lloyds. Certain business sectors e.g. bars, gaming and clubs are excluded and the funds of  between £1,000 and £10,000) can be used for working capital or capital purchases.

Aston Reinvestment Trust (Birmingham & Solihull)
ART provides loans to start ups and small business and the wider third sector from a combination of sources to business in Birmingham or North Solihull with loans ranging from £10,00 to £50,000.

Black Country Enterprise Load Fund
Loans between £500 and £10,000 are available for business starting or growing in the Black Country districts of Wolverhampton, Walsall, Dudley or Sandwell.

Black Country Reinvestment Society
BCRS assists start ups, existing business in the Black Country who cannot raise finance from other sources  and offers between £10,000 and £50,000 for 1 to 5 years.

Coventry & Warwickshire Reinvestment Trust
CWRT makes loans to small business in Coventry, Warwick, Leamington Spa, Kenilworth, Rugby and Atherstone and offers between £500 to £40,000 for up to 10 years.

Mitchelin Development Fund (North Staffs)
Mitchelin provides unsecured loans from £5,000 to SMEs based in North Staffordshire to be repaid over 3 or 5 years though generally require the business owner to invest also.

North Staffordshire Risk Capital Fund
NSRCF provides finance to encourage regeneration in North Staffordshire and offers unsecured loans from £10,000 to over £50,000 to new and existing enterprises. 

Midlands Community Finance (East Staffordshire)
MCF offers loans of between £1,000 and £10,000 to small business in East Staffordshire, with a primary focus on Burton on Trent, Uttoxter and Stoke on Trent.